Features

October 2012 Issue

A Sailor’s Guide to Marine Insurance

Practical Sailor buyer’s guide to selecting an insurer and boat insurance that fits your needs.

Practical Sailor recently interviewed market insiders on the state of marine insurance, and we found that several factors—a slack economy, sharply reduced boat sales, consecutive mild hurricane seasons, and an overall aging of insured boats—have led to insurers working harder for boatowners’ business. Not only is it becoming easier for boat buyers to find an insurance policy that meets their needs and pocketbook, but existing boat owners are finding ways to reduce insurance premiums. This comprehensive marine insurance buyer’s guide will show you how to find the best insurer for your boat, and the breakdown of coverage options will help you choose the comprehensive policy your boat needs, without overspending.

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