Aja McClanahan, Author at Practical Sailor

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Aja McClanahan is a book author and freelance writer who covers personal finance, travel and various lifestyle topics. She writes on her personal blog, Principlesofincrease.com and her work has been featured in outlets such as U.S. News & World Report, Money.com, Yahoo! Finance, MSN, Investopedia, Bankrate.com and more. Aja's recent move to Puerto Rico has inspired her to take up new hobbies such as watersports, island hopping, and boating.

If you frequently charter, then a "charter to ownership" model may appeal to you. A catamaran at Sandy Spit, British Virgin Islands, Caribbean. (Photo/ cdwheatley/ Getty)

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We asked insurance companies how much it would cost to insure the popular Beneteau Oceanis 37.1 so readers could see the benefit of shopping around to find the company that best suits their needs and price point. Photo courtesy of Beneteau.

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The Beneteau First 345 was designed as a moderate displacement racer/cruiser, and much of its popularity has been because of its success in blending the two functions. In fact, it could be said that the First is a racing boat that contains a cruising interior. The architect is Jean Berret, a Frenchman noted for his cruising and racing designs (he designed the 1985 Admiral's Cup winner, Phoenix, a Beneteau one-tonner).