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The Insurance Gamble
When you wade into the quagmire, it’s easy to get stuck.
For some sailors, an all-chain rode and an oversized anchor may be considered the best insurance, but for most boat owners, purchasing a conventional boat insurance policy is the most common way to safeguard their investment. A requirement of most lending institutions and many marinas, boat insurance is a topic that can quickly become a tangled maze of deductibles and premiums based on an extensive set of variables that include past sailing experience, boat age and condition, geographic location, and intended sailing grounds, as well as liability, and medical coverage. To cut through this morass and get a firm grasp on the topic, PS sought quotes from numerous marine insurance…
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