West Coast Insurance

International Marine Insurance Services’ pricing, flexibility stand out.

Boats wallow in the sand at Playa Del Ray Beach in Southern California after a severe storm in September 2004.

Insurance: There’s nothing fun about it. But for most boat owners, a conventional boat insurance policy is the most sensible way to safeguard their boat, and it often is a requirement of lending institutions and marinas. It is a tangled maze of deductibles and premiums—based on an extensive set of variables that include past sailing experience, boat age and condition, location, and intended sailing grounds—as well as liability and medical coverage. To get a firm grasp on the topic, PS sought quotes from numerous marine insurance agencies around the nation using a sample boat. Last month, we reported our findings in Florida, the Great Lakes, and New England. This month,…